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May 2014

Found 5 blog entries for May 2014.

Homeowners associations are organizations (usually non-profit) that are created (usually by a real estate developer) for the purpose of operating a residential community. The developer has legal and financial responsibility within the HOA. When he’s sold a pre-determined quota of lots, he may transfer ownership of the HOA to the development’s homeowners. Most HOAs are incorporated and subject to state law.

HOAs can be a blessing or a curse, depending on your perspective as a homeowner. It’s not unheard of for HOA boards to overstep their authority, and if this happens, you need to be aware of your rights.

What Do HOAs Do?

When you buy into a development, you automatically become a member of the HOA. The HOA board’s main function is to

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In the current economy, lending guidelines have become more restrictive. What this means for you as a consumer and potential homebuyer is that pre-qualifying for a mortgage is even more important than it has been in the past. Not to be confused with pre-approval for a loan, pre-qualification is a process by which you can determine how much house you can actually afford.

How Does Pre-Qualification Work?

Pre-qualification isn’t a commitment. Being pre-qualified doesn’t mean that you’ve agreed to a mortgage with any lending institution. You are under no obligation whatsoever.

All you need to do is find a lender you feel comfortable with. They’ll act as your advisor. Obviously, you want the best advisor you can get, so you’ll want to check out the

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Forbes Magazine recently named Boise as their fifth pick in the top ten cities to live in and raise a family nation-wide. And why not? Boise has a good balance between income and cost of living, great schools, not much crime, and beautiful scenery. Here are some of the reasons people love living in Boise.

Affordable

Reals estate prices in Boise are reasonable. You can buy more house for less money than you would in many other areas. For that matter, almost everything that you need or want to purchase is less expensive in Boise.

Friendly

Boise residents are typically courteous, helpful and outgoing. There’s also a great sense of community spirit.

Education

Schools at all levels are very good, and students can earn college credits in high

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A home is more than just a roof and some walls. It’s a place where you relax after a day’s work, unwind, raise your family, entertain, and pursue your hobbies and interests. Choosing a builder for your new home can be one of the most important decisions you’ll ever make. Most people considering new home construction approach the idea by looking at home designs in books or online, and perhaps talking with various builders. There’s no substitute, though, for getting out and looking at how it’s done. That’s where the Spring Parade of Homes comes in.

What Is the Parade of Homes?

The Parade of Homes is an event hosted by The Building Contractors Association of Southwestern Idaho, an organization that was founded for the express purpose of bringing the

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If you’re thinking of attending an open house, there are a few things to keep in mind, especially if you’re serious about buying. However, even if you’re only attending because you’ve always wanted to see the inside of Neighbor Bob’s place, you should still be prepared. Although you wouldn’t think of a new home as an impulse buy, it’s been known to happen.

Can I Bring My Own Agent to an Open House?

You can bring your agent. Of course, the common rules of etiquette apply. Introduce your agent to the hosting agent – “I’m pleased to meet you, Danny, and I’d like you to meet my agent, Sophie.” If you have an agent but he or she is not able to attend, you should tell the hosting agent. Realtors are supposed to ask you if you’re already working with an

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