July 2013

Found 2 blog entries for July 2013.

While it can be encouraging to learn that there are so many different financing options available to homebuyers, it can also be extremely daunting. It is important to understand the different types of financing available because each type is designed to benefit a specific type of buyer.

Federal Housing Authority (FHA) Loans

FHA loans are mortgages that are insured by the federal government. An FHA-approved lender provides this type of financing. These loans are generally meant to help individuals with lower incomes be able to purchase a house. The lenders are protected in the event that the borrower defaults on the loan. The benefits of FHA loans typically include lower required down payments, better interest rates, and more lenient approval

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Today’s high demand for Boise, Idaho property, combined with low interest rates, has created a market that may be tempting for real estate investors. Real estate investing has always been a popular venture, being historically viewed as a great low-risk investment. Before you make the decision to invest in Boise real estate, be sure to keep the following information in mind.


Renters and Investors Face Competition


With many people competing for properties in Boise, this does cause rent rates to increase, but it also causes listing prices to increase. Real estate investors, especially those interested in purchasing rental properties in Boise, often must compete with numerous offers, which causes the prices to inflate.


Not All Boise Real

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